Direct Telco & Banking Switch
Trusted Infrastructure & Settlement Partners
Join over 500+ users and businesses experiencing lightning-fast transactions, unbeatable rates, and enterprise-grade reliability. Process ₦2M+ monthly with confidence.
500+
Active Users
₦2.00M+
Monthly Volume
99.99%
Uptime SLA
Good Morning,
Premium User
Main Wallet Balance
Quick Actions
Recent Activity
API Wallet Funding
Today, 09:12 AM
+₦500K
Completed
MTN 10GB Data
Yesterday, 6:45 PM
-₦2,450
Success
System Status
All Systems • GO
API Status
Operational
500+
Active Users
₦2.00M+
Monthly Vol.
99.99%
Uptime SLA
Trusted Infrastructure & Settlement Partners
Whether you are an individual buying airtime or an enterprise processing 100,000 requests per minute, MonoPay delivers uncompromised reliability.
Our direct telco interconnects process data and airtime deliveries in less than 2.5 seconds with real-time status callbacks.
End-to-end 256-bit AES encryption, biometric fingerprint/FaceID authentication, and continuous automated fraud protection.
Never lose money on dropped carrier lines. If a transaction fails at the telecom switch, your funds reverse automatically in milliseconds.
Receive personal virtual accounts with Moniepoint, Wema, and 9PSB for instantaneous automated wallet crediting 24 hours a day.
Build seamless apps with our plug-and-play documentation, instant webhook delivery, and sandbox environment with 99.99% SLA.
Need help? Our customer success champions and engineers are active round-the-clock via Live Chat, WhatsApp, and Ticketing.
Thousands of students, shop owners, and digital entrepreneurs in Nigeria earn between ₦50,000 and ₦450,000 monthly reselling data and airtime with MonoPay's wholesale rates.
Step 1: Choose Service
Your Wholesale Cost
₦120,000
Estimated Retail Value
₦150,000
Projected Net Profit
₦30,000
Equipped with automated switches and real-time validation for airtime, data, bill payments, and educational utilities.
MTN, Airtel, Glo & 9Mobile data with 30-day validity, automated instant routing, and API hooks for resellers.
Instant top-up to any phone number in Nigeria. Also convert excess airtime to cash straight to your bank account.
Pay for IKEDC, EKEDC, AEDC, IBEDC, KEDCO and get meter tokens generated instantly with printable transaction receipt.
Subscribe to DStv, GOtv, Startimes, and Showmax. Validates IUC/SmartCard owner's name automatically before payment.
Instant WAEC Result Checker, NECO Tokens, NABTEB Pins, and JAMB UTME / Direct Entry verification pins.
Get your own dedicated Moniepoint, Wema Bank, and 9PSB account numbers. Any bank transfer credits your wallet in seconds.
Generate and print your own customized recharge cards and data coupons with your business name printed clearly on each slip.
Deliver transactional and promotional alerts with customized alphanumeric Sender IDs that bypass active DND restrictions.
No hidden costs. No membership renewal fees. Get immediate wholesale access the moment you create your free account.
| Network / Service | Plan / Package | Validity | Retail Price | MonoPay VIP Price | Action |
|---|---|---|---|---|---|
| MTN SME Data | 1.0 GB | 30 Days | ₦350 | ₦240 | Buy |
| MTN SME Data | 5.0 GB | 30 Days | ₦1,750 | ₦1,200 | Buy |
| Airtel CG Data | 2.0 GB | 30 Days | ₦800 | ₦500 | Buy |
| Glo Gifting Data | 5.0 GB | 30 Days | ₦2,000 | ₦1,375 | Buy |
| All Network Airtime | ₦1,000 Airtime | Instant | ₦1,000 | ₦970 (3% OFF) | Topup |
Designed by software engineers, for software engineers. Complete RESTful endpoints, webhook signature verification, test tokens, and 99.99% uptime guarantee.
# Initialize 1GB SME Data topup curl -X POST https://monopay.com.ng/api/data \ -H "Authorization: Bearer YOUR_API_SECRET_KEY" \ -H "Content-Type: application/json" \ -d '{ "network": "MTN", "plan_id": "1000", "phone": "08130000000", "ref": "ORDER_654210" }'
{
"status": "success",
"message": "Transaction Completed Successfully",
"transaction_id": "MP_TXN_9921448",
"balance": 5450000.00
}
Read authentic feedback from high-volume resellers, software developers, and everyday customers.
"MonoPay is hands-down the most stable VTU provider in Nigeria. Before switching, my customers were always complaining about delayed MTN data. With MonoPay, delivery happens in under 3 seconds."
Data Reseller • Kano
"The dedicated virtual accounts from Moniepoint and Wema make funding so effortless. I just transfer from my bank app and my MonoPay wallet is credited in less than 5 seconds without asking for receipt."
Tech Student • Lagos
"As a software engineer building a fintech app, their API integration was an absolute dream. Clean JSON responses, instant webhooks, and the automated refunds saved our team hours of manual support."
Lead Developer • Ibadan
Everything you need to know about getting started, wallet funding, and reseller perks.
Sign up in less than 60 seconds with zero paperwork. Start saving money on your everyday bills or build a profitable VTU business today.